What type of arrangements would best suit long-term care needs?

As many Pennsylvania residents reach their elderly years, they find themselves needing more assistance than they once did. In some cases, individuals may be able to handle much of their personal affairs on their own with just a little help, but others may find themselves in need of long-term care. Because this latter possibility could happen to anyone, planning ahead is wise.

Individuals may first want to decide what type of living arrangements they would want in the event of that they need long-term care for whatever reason. Some people prefer to stay in the comfort of their own home, and while that is an option, it is necessary to determine how in-home care will be provided. In some cases, family members can handle the necessary care duties, and in others, professional help may need to come to the home.

When it comes to out-of-home options, various nursing home and senior housing facilities exist. If individuals need round-the-clock care, nursing homes have staff members on-site 24/7 that provide care to residents. This care can include providing medications, helping with hygienic activities, assisting with therapy and more. Senior housing is more relaxed than a nursing home setting, but individuals in senior housing often do not need as much attention and care.

It can certainly be difficult to make long-term care decisions before the need arises, but when the need does arise, it is often too late to make plans. Family members are often left to decide what may be best for an elderly, and ailing, parent or other loved one, and it may not be what the person would have chosen him or herself. Planning ahead can allow Pennsylvania residents to make their wishes know and give them time to save or make Medicaid preparations to help pay for their chosen method of care.