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Heritage Tree LogoMyths About Medicaid | Here’s What to Know

It is important to recognize the most typical myths associated with Medicaid in Pennsylvania. Continue reading to learn more and reach out to our skilled Butler County elder law attorneys today to discuss the details of your case and your options. Our legal team is on your side.

What are the most common myths about Medicaid?

  1. Medicare will protect my long-term care expenses. Medicare’s coverage of long-term care expenses is rather narrow. Medicare covers just up to 100 days of “skilled nursing care” per condition. To satisfy these prerequisites, you must enter a Medicare-approved “skilled nursing facility” or nursing home within thirty days of a hospital stay that lasted at least three days. Furthermore, you must be showing signs of improvement while in the facility or your Medicare coverage will be released.
  2. To qualify for Medicaid, you should transfer your assets to your children. Medicaid puts a penalty on an applicant who transfers or gifts assets out of his or her name to another person or entity without receiving fair market value in exchange. The penalty set is a period of time that Medicaid will not pay for the applicant’s care. The length of the penalty period is defined, based upon the number of assets transferred within five years of the date of the application for Medicaid. However, proper planning and consideration must be exerted if you or your loved one are considering transferring assets. The care supplied in a nursing home must be for the exact condition as delivered during the hospital stay. Once Medicare coverage for your nursing home expenses is finished, you will need to either personally pay for long-term care expenses or qualify for Medicaid.
  3. You need to be broke to qualify for Medicaid. Medicaid helps underprivileged individuals pay for their long-term care costs, however, you do not need to be completely broke to be authorized. A single Medicaid applicant can have no more than $2,000 in assets in order to qualify for Medicaid, but there are some assets that are considered noncountable.
  4. A prenuptial agreement will cover my assets from being counted if my spouse needs Medicaid. A prenuptial agreement does not keep your property separate for purposes of Medicaid eligibility. The purpose of such an agreement is to keep spouses’ property individual, in the event of death or divorce. Medicaid does not honor the terms of prenuptial agreements.


Whether you are dealing with matters involving estate planning, estate administration, or elder law, you need a legal team that you can feel confident will represent your best interests, every step of the way. We are that legal team. Contact Heritage Elder Law & Estate Planning today so we can get started.

Estate Planning & Probate

Whether you’re looking to secure your family’s future, protect a loved one’s assets or provide a loved one with the financial assistance he or she needs to afford long-term care, we are committed to serving your needs. We consistently offer creative and effective solutions to your most complex and sensitive estate planning needs and help your wishes come to fruition through our probate service.

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Elder Law, Medicaid Planning & Asset Protection

Everybody’s life is full of both expected and unexpected challenges. With our experience with elder law issues, we can help you enjoy the later years and retain full control over decisions that directly impact you. The attorneys at Heritage Elder Law & Estate Planning view every challenge as an opportunity. We can help you or your loved one today.

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